Selecting the right bike insurance policy in Malaysia includes assessing various things, including coverage choices, premiums, customer service, and additional Advantages made available from different insurers. This manual compares a number of Malaysia's major bike insurance coverage providers that will help you make an informed choice that meets your Driving requires and spending plan.
one. Allianz Malaysia Berhad
Protection Possibilities: Allianz Malaysia delivers extensive coverage choices tailored to shield both equally riders as well as their motorcycles. Their guidelines typically include things like:
3rd-Social gathering Legal responsibility: Addresses damages and injuries triggered to Other people in an accident.
Own Destruction: Covers fix or alternative fees for the bike resulting from mishaps, fire, or theft.
Own Incident: Offers payment for bodily injuries or death ensuing from an accident.
More Positive aspects: Roadside assistance, clinical expenditures, and more.
Rates and Discounts: Allianz Malaysia delivers competitive rates with options for bargains determined by safe Driving records, various procedures, and membership affiliations.
Customer Service: Noted for productive claims processing and very good consumer guidance.
2. AXA Affin General Insurance plan Berhad
Coverage Selections: AXA Affin delivers flexible bike insurance coverage designs with extensive protection, which includes:
Third-Occasion Liability: Addresses lawful liabilities for bodily injury or home harm to others.
Personal Hurt: Handles repair fees on your bike in accidents, theft, or all-natural disasters.
Personalized Incident: Presents coverage for accidental death or bodily damage.
Premiums and Savings: AXA Affin presents competitive rates and discounts for motorbike insurance Risk-free riders, loyalty programs, and bundling procedures.
Customer Service: Reputable customer care which has a consumer-pleasant promises procedure and 24/seven aid.
3. Etiqa Insurance plan Berhad
Coverage Possibilities: Etiqa offers motorbike insurance coverage options designed to safeguard riders comprehensively, which include:
Third-Get together Legal responsibility: Coverage for authorized liabilities arising from mishaps.
Individual Damage: Safety from maintenance or replacement fees in your bike.
Individual Accident: Protection for accidents or death resulting from mishaps.
More Rewards: Roadside guidance, professional medical expenses, and loss of accessories.
Premiums and Reductions: Etiqa offers competitive premiums with reductions for safe riders, multi-policy holders, and much more.
Customer Service: Known for responsive customer service and efficient claims handling.
4. Liberty Insurance Berhad
Coverage Selections: Liberty Coverage offers motorcycle insurance policy strategies with A selection of protection solutions, such as:
Third-Social gathering Legal responsibility: Protection for lawful liabilities ensuing from incidents.
Own Damage: Covers fix fees on your bike as a consequence of incidents or theft.
Personal Accident: Offers payment for bodily harm or Loss of life ensuing from accidents.
Premiums and Reductions: Aggressive premiums with discount rates accessible for Safe and sound riders, plan renewals, and loyalty systems.
Customer care: Liberty Coverage is regarded for excellent customer service and prompt claims settlement.
5. Zurich Basic Insurance policy Malaysia Berhad
Coverage Alternatives: Zurich Malaysia gives extensive motorbike insurance policy programs with the next coverage alternatives:
Third-Celebration Liability: Covers legal liabilities for bodily injury or assets harm to others.
Have Problems: Addresses mend or alternative fees to your bike as a result of mishaps, theft, or fire.
Individual Accident: Presents protection for accidental Dying or bodily harm.
Rates and Discount rates: Competitive premiums with reductions for Secure riders, multi-coverage holders, and marketing delivers.
Customer support: Zurich Malaysia gives dependable customer service with a straightforward promises course of action and 24/seven help.